The launch of the new products complements Atom’s existing range of near prime mortgages.

The high-LTV product range is available to first-time buyers or existing homeowners looking to purchase, upsize or remortgage.

The specialist lender has also reduced residential rates by up to 0.30%.

The Society has made several cuts at 95% LTV.

Rates across Nationwide's residential range start from 3.84%.

High LTI lending by individual lenders can now exceed 15% of their total number of new residential mortgages.

Jo joins the Marsden from Barclays, where she worked in various roles spanning 20 years.

Residential mortgage rates now start from 4.01%.

Shared ownership rates now start from 4.24%.

Limited edition buy-to-let rates now start from 2.56%.