All Mortgage Stories

The change means an average borrower could access up to £28,000 more.

Rate reductions include near prime and large loans, with buy-to-let rates now starting from 2.99%.

The new hires will strengthen Keystone’s regional broker support.

Brokers’ top priority remains the ability to assess affordability using a broad range of assets rather than salaried income alone.

Brokers can now source mortgages directly within JammJar.

Wider market uncertainty is starting to impact mortgage rate setting.

Purchase, green home, Great Escape and EMC Reward products will all see rate increases.

Trudy Woolf, director of lender services at e.surv, says for many new-build households, removing an annual private charge materially changes affordability.

The Society says the changes will make the experience smoother for brokers and their clients.

The Society has reduced residential and buy-to-let rates, including Income Flex.