The range includes a lower rate for properties rated EPC A, B or C.

The range is available to borrowers who may have suffered a temporary credit issue in the past.

The specialist lender has lowered rates on its regulated and unregulated product ranges.

The stamp duty changes will boost stamp duty receipts by over £1.1bn annually.

Two-year fixed rates have reduced by 20bps and five-year fixes by between 20 and 36bps.

Gen H has reduced two and three-year products by up to 0.15%.

Sian McIntyre, head of acquisition and engagement at Barclays UK Life Moments, takes a look back at mortgage market sentiment in Q4 and explores the outlook for 2025 which she says...

Capital repayments and house price increases will make shared owners on average £29,000 better off as a result of equity growth.

TMA Club advisers can now access to ModaMortgages’ range of buy-to-let products.

The new products are offered for standard, limited company and HMO/multi-unit block landlord borrowers.