The new 95% LTV range is available for purchase, remortgage and first-time-buyer applications.

The change comes in response to requests from the lender’s broker panel.

The bank is also pledging no dual pricing and improving its product transfer process.

Hodge’s Resi and Resi Retire offerings will have a new threshold for foreign nationals.

Mortgage Brain Hub will be home to the new CRM Brain and Submissions Brain systems.

85% of mortgage brokers are seeing growing buyer interest for ‘new towns’ and over four fifths believe they will transform the homeownership market.

The Society has also introduced a new feature that lets multiple applicants share mortgage costs over different time frames.

It is launching with a five-year fixed rate mortgage and will be available to applicants on Visas.

The lender has also reduced rates across the range.

David Castling, head of intermediary distribution at Atom Bank, says the mortgage industry can - and should - go further to improve the speeds at which we work.