Patrick Bamford, head of international business development at Qualis Credit Risk, says the first-time buyer market is an environment which has shifted emphatically in recent...

The lender has launched two new 65% LTV two-year fixed rate products.

89% of aspiring solo buyers feel it is important to reach this key life milestone independently.

The lender is now offering loans up to £3m, and £5m by exception.

Open market value investment valuations will now be accepted for HMOs and MUFBs.

The quality and finish of a property is now cited by 79% of buyers as an important consideration.

The Society has launched new rates across residential, expat, buy-to-let and holiday lets starting from 5.70%.

Gary will support intermediaries in the Central region.

Intermediaries don’t favour proposals for banks to take more risks.

The average two-year fix is now 5.00%.