"Fixed rates of longer than ten years are not generally available in the UK market but, given the economic backdrop, they can be a perfect choice for borrowers "
The residential 15-year fixed rate products start from 2.55% at 65% LTV, 2.75% at 75% LTV and 3.75% at 90% LTV.
New buy-to-let products include seven-year fixed rates from 2.36% at 60% LTV with a £1,995 product fee and 3.24% up to 75% LTV with a £995 fee.
Ten-year buy-to-let rates are available at 2.46% up to 60% LTV with a £1,995 fee and 3.99% up to 75% LTV with no product fee.
Andrew Asaam, director of mortgages at Virgin Money, said: "Fixed rates of longer than ten years are not generally available in the UK market but, given the economic backdrop, they can be a perfect choice for borrowers who are looking for longer interest rate certainty. We are delighted to continue our tradition of innovation by adding them to our range, giving customers the option to take advantage and lock in the low rate environment for an extended period.
“Buy-to-let customers can also benefit, as our new range offers an attractive choice for landlords with fixed rates of up to ten years.”