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Rate reductions include near prime and large loans, with buy-to-let rates now starting from 2.99%.

The panel has expanded in response to growing demand and to further streamline transactions.

Landbay has cut rates on its existing Premier 75% LTV two-year fixed rates by 0.50%.

The products have launched alongside the Society’s existing RIO variable rate mortgage.

The Society has announced the complete removal of the LTV cap on lending into retirement.

Brokers’ top priority remains the ability to assess affordability using a broad range of assets rather than salaried income alone.

Sancus UK has appointed a new credit operations manager and lending manager.

Promotions have been made across all teams – business development, loan management, underwriting, retentions, credit, product, data, and change.

During 2025, both played a key role in supporting brokers through increasingly complex transactions.

In the latest of his 'Mythbusting' series with Financial Reporter, Harpal Singh, CEO at conveybuddy, says focusing too heavily on price ignores how brokers actually work day-to-day and...