The new partnership means that the no deposit mortgage from April Mortgages is only available in national estate agencies through Just Mortgages.

Interest rates automatically reduce over time when borrowers move into lower LTV bands.

April says its longer-term fixed rate mortgage offering makes the enhanced LTI possible.

Procuration fees include 0.45% upfront, with additional payments at years five and ten.

The change will help borrowers with variable income benefit from an increased borrowing amount.

The lender's interest-only fixed rates start from 5.25%.