Colin Sanders, CEO at Tuscan Capital, explores the 'shifting sands' of portfolio landlords, why they are opting for one of two main paths in the current market, and how lenders and...

Rates start at 4.65% with fee-free options also available.

The buy-to-let lender has reduced rates by up to 0.35%.

Rates start at 5.59% for standard/limited company borrowers and 5.93% for for HMO/MUB borrowers.

Paragon offers buy-to-let products alongside short-term finance products for light, standard, and heavy refurbishment.

Rates have reduced by 15bps.

The lender has created three key account manager roles as part of the changes.

The rental calculation is based on the property’s estimated rental income after the work has been completed.

PMS advisers now have access to a panel of over 100 lenders covering buy-to-let, residential, remortgage and specialist lending.

November also saw a further 12% increase in searches for gifted equity and concessionary purchases.