Kate Davies, executive director of the Intermediary Mortgage Lenders Association (IMLA), explores the impact of higher borrowing costs on buy-to-let investors and why more regulation...

Donna Wells, managing director at Envelop, looks at what lies on the horizon for the specialist lending market.

The intermediary-only specialist lender has expanded its buy-to-let range with the launch of new Special products for portfolio landlords.

Rates have reduced across the lender's F1 and F2 product ranges.

The largest reductions are across West One's interest-only large loan products.

The Bank has also launched a new £2,995 fee product for portfolio landlords with rates starting at 5.94%.

The new range covers large HMO properties, holiday lets, large portfolios and large loans.

The biggest reduction has been made to its two-year fixed rate W1 product which now starts from 4.74%.

Rates have reduced by up to 0.20%.

The intermediary-only specialist lender has made several reductions to both its owner-occupied and buy-to-let product ranges alongside the launch of a new seven-year fixed-rate...