Five-year rates now start from 4.84%.

Five-year rates now start from 4.84%.
Buy-to-let rates have reduced by up to 0.35%.
The Bank says the launch is part of its continued focus on specialist lending.
Quilter advisers can now offer West One's product ranges to their clients.
Angela has previously worked at a range of high street and fintech challenger banks.
Changes include a new affordability calculator, simplified portfolio landlord assessment and dynamic product stress rate.
The lender has removed the differentiation between portfolio and non-portfolio landlords.
Ashley Titley joins the prime mortgage lender as a new relationship manager having spent almost a decade in the mortgage and lending sectors.
However, just under 30% said they were looking to sell some of their properties over the next 12 months.
The tool helps brokers access lending information on all of their portfolio landlords' properties.
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