Ryan Brailsford, director of business development at Pepper Money, explores why interest-only mortgages are re-emerging as a viable option in a modern housing market.

Ryan Brailsford, director of business development at Pepper Money, explores why interest-only mortgages are re-emerging as a viable option in a modern housing market.
Rates and fees to be based on each applicant’s bespoke circumstances, with no extra legwork needed by brokers.
The specialist lender is now offering low and no-ERC products on LTVs up to 100%.
The high-LTV product range is available to first-time buyers or existing homeowners looking to purchase, upsize or remortgage.
UK visa holders’ income will now be considered as part of affordability assessments for foreign national applicants.
40% of Pepper’s new business now comes from customers without a CCJ or default.
Ryan Brailsford, business development director at Pepper Money, reveals why the specialist lender launched its new buy-to-let proposition.
The latest product launch follows the lender’s return to the buy-to-let market last month.
The specialist lender's 2025 Retreat series offers a set of wellbeing events for the broker community.
The latest updates also see enhancements to Pepper’s AVM criteria.
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