Related topic: Buy-to-let

Foundation says this creates an opportunity for brokers to review clients’ wider borrowing needs.

The lender has reduced all two and five-year fixed rates across its standard buy-to-let range.

Rates have reduced by up to 0.25% across the lender's core, specialist and product transfer ranges.

The lender is also relaunching its ‘switch to fix’ feature for discounted variable products.

The lower headline rates available through the 5% fee products may help landlords meet interest coverage ratio requirements.

The new mortgage range offers brokers more options for limited company landlords, including first-time investors and those with no minimum personal income.

52% plan to sell some or all of their rental properties over the next 12 months, while 29% anticipate reducing spending on maintenance or improvements.

Louisa Ritchie, national account manager at Fleet Mortgages, explains why new government guidance provides an excellent opportunity for advisers to contact every landlord client.

Paradigm advisers referring cases to Commercial Trust will have access to specialist support throughout the process.

The specialist buy-to-let lender’s two-year fixed rates now start from 3.24%, while five-year fixed rates start from 5.15%.