Related topic: Buy-to-let

The reductions apply across solutions for residential borrowers, buy‑to‑let investors, expat clients and high‑net‑worth individuals.

Kensington has also introduced a new £1,499 fee option to its core range.

Rates now start from 2.44% on standard and 2.70% on specialist product ranges.

Landbay has cut rates on its existing Premier 75% LTV two-year fixed rates by 0.50%.

The move is designed to simplify the product offering and allow borrowers to benefit from the same rates.

The new stress rates will allow eligible customers to borrow up to an additional £33,000.

Reductions apply to both new business and existing customer product ranges.

Steve Cox, chief commercial officer at Fleet Mortgages, says buy-to-let should remain a core part of the advice mix with opportunities available for advisers to grow income in this...

The initiative supports landlords who are purchasing or remortgaging properties that meet higher energy efficiency standards.

The lender has introduced new two-year fixes and reduced rates on five-year products.