Fewer than one in five people think now is a good time to buy a home.

The changes will benefit both purchase and remortgage applications across the product range.

A typical household could potentially borrow £38,000 more.

Sebastian Murphy, group director at JLM Mortgage Services, explores how competitive pricing, a real shift in affordability, and government-backed measures are creating opportunities...

The decision will enable customers to borrow up to £35,000 more.

The Society has improved affordability across its mortgage ranges.

The Office for National Statistics (ONS) has released its latest housing data showing a return to pre-pandemic levels of affordability in England and Wales for the year 2024.

Mortgage repayments now account for 37% of the average borrower's salary.

The Society has also expanded its range of assessable benefits.

The changes could enable landlords to borrow more when buying or remortgaging a buy-to-let property.