Related topic: Second charge

The new range is suitable for capital raising, chain break, or planning permission costs.

Eddie Lau, broker account manager at Norton Broker Services, explores how second charge loans can allow a borrower to keep their main mortgage in place, avoid early repayment charges,...

The 41,657 loans completed in 2025 equate to almost 3,500 second charge mortgages per month, or more than 800 loans each week.

The regulator has raised concerns over how brokers advise customers, assess affordability and charge fees.

The second charge mortgage market ended 2025 on a strong note.

Rates have been reduced across the lender's super prime and specialist ranges.

Second charge rates are available from 6.69%.

Norton says the new facility will enable it to support a wider section of the non-standard mortgage market.

Lucy Waters, managing director at Aria Finance, considers the strategic uses of second charge mortgages beyond the common misconception of them being a last resort borrowing option.

The addition will provide brokers with access to Scroll’s buy-to-let second charge range.