West One’s commercial mortgage pilot is initially available to select brokers.

Loans up to £2 million are now available at 65% LTV for residential lending

75% LTV two-year fixed rate products for first-time buyers have been reduced by 0.05% to 4.02%.

The lender secured a £25 million facility in 2023 and another multi-million-pound top-up in 2024.

Only three firms will join the programme’s first cohort.

Brokers can now access Atom’s commercial proposition through Fiducia’s Appointed Representative network.

Standard five-year BTL rates start at 4.49%, with a 7% fee.

1APP allows brokers to submit to multiple lenders using one data entry.

Rates reduced by 25bps on first and second charge BTL loans.

Rates have been reduced by up to 0.20% across Near Prime fixed mortgages.