In 2021 the buy-to-let sector undoubtedly benefited from the Government-gifted stamp duty holiday in terms of incentivising a significant number of landlord borrowers to purchase in...

With three stamp duty holiday deadlines, the end of the furlough scheme and new regulations announced in the buy-to-let sector, 2021 was another year of constant changes to...

Being a pensioner is such a misnomer. For years, maybe even decades, a significant percentage of the retired community have not been able to rely on their pensions as their sole...

Hi everyone, I hope you had a great Christmas and New Year. Season 4 saw a range of different topics and guests, and we finished the season discussing the cost of insurance. We...

Now, there’s an open-ended question if ever there was one, however following the Bank of England’s decision to increase Bank Base Rate (BBR) last month, you can understand...

The difficulties of the last couple of years have had real, tangible effects on our finances. Having to cut your hours at work, going on furlough or even losing your job will have...

You may have seen the news recently that Pepper Money has been given regulatory approval to complete its integration with Optimum Credit. This means that Optimum Credit will start...

At Mortgage Broker Tools, our regular Affordability Index and Affordability Insights blog content have shown a trend for lenders being more generous in their affordability calculations...

No sooner has the year started, than everyone wants to know how it will end – at least that’s what it feels like when it comes to UK house price values.

When it comes to the use of technology and automation, it’s fair to say that the second-charge market hasn’t exactly led the way historically.