Related topic: Bridging

The new pricing is available for a limited period and applies to cases that complete by the end of August.

Rates across the proposition now start from 0.80% per month.

No valuation deals will be available at 0.74% per month for new applications until the final on 19th July.

This is down from 2.5bn completions in Q4 2025, according to the BDLA’s latest quarterly data.

As well as changes to pricing and LTVs, the lender has reduced the number of documents needed to simplify the application process.

The lender says the move will benefit more borrowers, giving them lower pricing and a simplified structure.

West One has launched a limited-edition bridging finance product aimed at low-complexity cases, offering rates from 0.70% on regulated first-charge residential loans between...

The lender says the rate reductions follow investment in AI-assisted underwriting tech.

Increased governance and consolidation will be the key factors shaping the sector over the next year, according to the Interpath & BDLA UK Bridging Market Survey 2026.

The cuts apply across both regulated and unregulated bridging loans, including refurbishment finance.