Specialist Hub launches second charge buy-to-let product with Scroll Finance

The product is structured to support both individual landlords and portfolio investors.

Related topics:  Second charge,  Buy-to-let
Rozi Jones | Editor, Financial Reporter
28th November 2025
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Specialist Hub has launched a new semi-exclusive buy-to-let second charge product developed in collaboration with Scroll Finance.

With rates starting from 7.05% and loans available up to 75% LTV, the product is structured to support both individual landlords and portfolio investors.

Both two and five-year fixed rate options are on offer, and loan sizes are available up to £300,000.

Automated valuations are available on suitable properties to help streamline processing times, with the exception of HMO applications involving multiple securities, where full valuations are still required. 

Tony Sutton, managing director of Specialist Hub, commented: “Scroll Finance has brought real innovation to the sector, and we’re delighted to launch this semi-exclusive buy-to-let second charge product together. It delivers exceptional value for landlords, and the flexibility and speed brokers are crying out for in today’s market. We’re also pleased to support intermediaries with a strong commission structure, ensuring the product works commercially for brokers as well as for their clients.”

John Webb, head of lending at Scroll Finance, added: “Working with Specialist Hub has allowed us to refine a product that genuinely meets the needs of modern landlords. Their insight and distribution strength have been invaluable, and we’re excited to bring this offering to the market through a partner who shares our commitment to service and innovation.”

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