The Cumberland reduces holiday let rates

The Society has cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector.

Related topics:  Holiday let,  Cumberland BS
Rozi Jones | Editor, Financial Reporter
2nd December 2025
holiday home summer btl buy-to-let

Cumberland Building Society has reduced rates by 0.20% on its core holiday let range. 

The changes include a reduction to its two-year and five-year fixed rates from 4.98% to 4.78%.

The products come with a £999 fee and are available for both purchase and remortgage.

Grant Seaton, head of intermediary lending at The Cumberland, said: “Broker feedback has prompted us to cut rates to support affordability for holiday let landlords looking for a better deal in 2026. 

“We keep our holiday let pricing under close review so we can support more customers in the short term let sector. These price changes reflect both the importance of our broker and landlord relationships and the care we take to track the market and remain competitive.”

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