The Mortgage Works reduces switcher rates by up to 0.25%

The buy-to-let lender has introduced a sub-4% two-year fix at 75% LTV.

Related topics:  the mortgage works,  switcher
Rozi Jones | Editor, Financial Reporter
15th August 2025
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The Mortgage Works has reduced rates by up to 0.25% across selected limited company buy-to-let and HMO products for existing customers. 

As part of the latest reductions, the lender has introduced a two-year fixed rate at 3.94%, available up to 75% LTV with a 3% fee.

The full 0.25% reduction has been applied to two rates at 75% LTV - a two-year fix is now available at 5.54% and a five-year fix has reduced to 5.19%, both with no fee.

TMW previously announced a 0.25% reduction across its purchase and remortgage ranges earlier this month.

Joe Avarne, senior manager at The Mortgage Works, said: “We are continually looking to provide our existing landlords with competitive rates and are pleased to offer these latest reductions.”

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