TMA has joined forces with eco-Landlord, a free-to-use service designed to help landlords understand, plan, and deliver EPC improvements, while enabling mortgage brokers to provide enhanced support to their landlord clients.
The partnership follows confirmation under the government’s Warm Homes Plan that all private rented properties must achieve a minimum EPC rating of C by 1st October 2030.
With nearly 5 million PRS properties in the UK and almost half currently below EPC C, demand for upgrades is expected to rise sharply. Planned EPC reforms in late 2026, which will place greater emphasis on fabric performance, heating efficiency, and low-carbon technologies, may also see some properties rated more harshly, increasing the importance of early planning.
The eco-Landlord service helps landlords understand their current EPC, identify the work required to reach the target rating, build a personalised retrofit plan, explore potential grants, and connect with qualified installers to complete the work. A final EPC assessment is then carried out to confirm the success of the upgrades.
For mortgage brokers, the partnership provides an opportunity to enhance their proposition without the need to become energy efficiency specialists. TMA members can refer landlord clients to eco-Landlord and, where a mortgage or additional finance is required, the case is referred back to the broker, ensuring they remain at the centre of the client relationship. eco-Landlord also supports brokers by helping identify suitable lenders based on criteria, affordability, and rates already identified.
Angus Stewart, CEO of eco-Landlord, commented: “Mortgage brokers play a critical role in helping landlords adapt to changing regulations. By partnering with TMA, we’re making it easier for brokers to support their landlord clients with EPC improvements, while strengthening their position as trusted advisers. Together, we’re simplifying what can otherwise be a complex and challenging process.”
Robert McCoy, senior product and business manager at TMA, added: “EPC regulation is a growing concern for landlords and brokers alike. Partnering with eco-Landlord allows our members to offer practical, forward-looking support to landlord clients, helping them plan and deliver upgrades while protecting long-term property value and rental viability.”
