"The sector needs to find alternative solutions for those many customers who are struggling currently to meet the criteria of many high street lenders."
UTB offers a range of residential mortgage products which cover first and second charges and includes flexibility on property type, construction, complex income, self-employment and adverse credit. Other product features include no maximum property value for purchase and remortgage products, including for first-time buyers, and remortgage products for flats above commercial properties or with balcony access.
UTB recently introduced an enhanced online DIP which includes automated-underwriting enabling brokers to receive real time decisions 24 hours a day, 365 days a year, with bespoke case-level requirements.
Lisa Martin, development director at TMA, commented: “The sector needs to find alternative solutions for those many customers who are struggling currently to meet the criteria of many high street lenders. United Trust Bank brings a different and refreshing approach to the market, and through this latest partnership, we will be able to continue providing our members with a wide range of products to suit each client’s needs.”
Mike Walters, sales director at United Trust Bank, added: “We’re excited to be partnering with TMA, one of the UK’s leading mortgage clubs, and give its members access to our range of residential mortgage products. We pride ourselves on providing competitive products and outstanding service to brokers and their customers and our investment in technology combined with highly skilled people enables us to deliver quick and smooth customer journeys leading to successful outcomes which meet the needs of each borrower. My thanks to Hannah Oades from UTB and TMA’s Robert McCoy who have worked hard to launch this partnership which I’m sure will benefit TMA’s brokers and our mutual customers.”
