"By simplifying the legal process and reducing costs, we’re making it easier and faster for customers to access the finance they need. Our approved panel of Scottish solicitors ensures we maintain the high standards our customers expect, while offering a consistent experience across the UK"
- Tanya Elmaz - Together
Specialist lender Together has announced that it will extend its dual representation proposition to Scotland, effective from 17 October 2025. The extension applies to unregulated loans up to £500,000 secured against residential property and aligns Scotland with Together’s existing proposition in England and Wales.
Dual representation allows a single solicitor to act for both Together and the customer, streamlining the legal process and delivering a faster, more cost-effective experience. This extension applies exclusively to commercial finance transactions.
Faster completions and reduced costs
By introducing dual representation in Scotland, Together aims to accelerate completion times, allowing customers to access their funds more quickly. With one solicitor managing the transaction, the process becomes more efficient and less prone to delays.
Customers also benefit from reduced legal costs, as all fees are bundled into a single charge. Together’s internal legal team will oversee each transaction from start to finish, ensuring all title checks are completed to the highest standard.
Consistent experience across the UK
The move ensures a consistent customer experience across the UK. Brokers and clients can now expect the same streamlined legal process regardless of property location. Together will collaborate with a panel of approved Scottish solicitors familiar with its procedures, offering greater control and reliability throughout each transaction.
Tanya Elmaz (pictured), managing director of intermediaries at Together, said: “Extending our dual representation proposition to Scotland is a significant step in enhancing our service for those buying property north of the border."
"This extension also opens up new opportunities for brokers, who can now submit Scottish cases requiring dual representation with confidence, knowing that Together has the infrastructure in place to support them."
"By simplifying the legal process and reducing costs, we’re making it easier and faster for customers to access the finance they need. Our approved panel of Scottish solicitors ensures we maintain the high standards our customers expect, while offering a consistent experience across the UK."
"We are committed to finding the best outcomes for our customers and broker partners, and this move helps us to do just that.”
