Related topic: 95% LTV

Patrick Bamford, head of international business development at Qualis Credit Risk, explains that although mortgage markets have stabilised slightly after disruption from the Iran...

The incentive will save borrowers £1,495, helping buyers to maximise affordability.

Patrick Bamford, head of international business development at Qualis Credit Risk, outlines the changes that first-time buyers are dealing with in the mortgage market since the start...

Patrick Bamford, head of international business development at Qualis Credit Risk, believes if the government wants to keep first-time buyers at the heart of housing policy, then...

Rates have reduced across the Bank's prime and professional ranges.

The increased LTV, up from a previous limit of 90%, covers new build houses with a maximum value of £600,000. 

 Among major cities, the biggest gap between owning and renting is in Glasgow, where buyers could save more than £4,750 a year.

The reductions also include the lender’s £5K Deposit Mortgage.

The high-LTV option has been added to the lender's Resi and Resi Retire propositions to support borrowers with complex incomes.

The lender has also reduced the minimum income requirement to £40,000 for customers seeking to borrow at 4.5x LTI and above.