Related topic: near prime

Three quarters of brokers expect to see further growth in near prime demand in months ahead.

The lender has reduced all purchase and remortgage rates across the range.

90% LTV near prime products now start at 5.64%.

93% of brokers saw an increase in enquiries from clients with adverse credit in 2025.

Brokers call for improved financial education in order to help the next generation of borrowers avoid succumbing to the same credit mistakes.

The reductions apply to both prime and near prime products.

Rates start at 4.94% for new £1,995 fee tier.

Economic challenges and the growth of ‘buy now, pay later’ services are forecast to increase the need for near prime in the years ahead.

Atom Bank has reduced rates across its residential mortgage range by up to 0.10%.

The specialist lender has refreshed and improved its near prime residential product range.