Virgin cuts residential and buy-to-let rates and launches new exclusives

Shared ownership rates have seen the largest reductions.

Related topics:  Virgin Money,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
1st May 2025
Virgin Money

Virgin Money has launched new broker exclusive purchase mortgage products and reduced rates across its shared ownership, buy-to-let and product transfer ranges.

In its new exclusive range, 75% LTV five-year fixed rates have launched from 4.09% with an £895 fee and 4.22% fee-free.

Additionally, its existing 80% LTV two-year fixed rate exclusives have decreased by up to 0.08%, now starting from 4.24% with an £895 fee and 4.44% fee-free.

In its residential purchase range, selected shared ownership rates have reduced by up to 0.17%, starting from 4.25%.

Selected two and five-year fixed rate buy-to-let products have reduced by up to 0.15%, now starting from 3.29% with a 3% fee, 4.12% with a 1% fee, and 4.14% with a £2,195 fee.

60% LTV two and five-year buy-to-let rates with a £995 fee are down by up to 0.10%, starting from 4.29%.

In Virgin's product transfer range, selected residential fixed rates at 65% and 75% LTV have reduced by up to 0.07%, with two and five-year buy-to-let rates down by up to 0.10%.

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