Virgin cuts residential and buy-to-let rates by up to 0.15%

The lender has also introduced new residential purchase exclusives.

Related topics:  Virgin Money,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
17th June 2025
Virgin Money

Virgin Money has announced the launch of new broker exclusive products, alongside rate reductions of up to 0.15% across its residential and buy-to-let mortgage ranges.

In its residential purchase range, Virgin has launched two new exclusives - a five-year fix at 4.14%, available up to 75% LTV, and an 85% LTV five-year fix at 4.28%, both with an £895 fee.

Across its existing exclusives range, a two-year fix at 80% LTV has reduced by 0.10% to 4.19% and a five-year fix at 80% LTV is down to 4.26%.

Shared ownership fixed rates have also reduced by up to 0.15%.

In Virgin's remortgage range, an exclusive 75% LTV five-year fixed rate is down to 4.14% with a £995 fee.

For buy-to-let, selected two and five-year fixed rates with a £2,195 fee are down by up to 0.10%, 3% fee rates are decreasing by up to 0.05%, and 1% fee rates by up to 0.14%.

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