"These new deals will appeal to borrowers who want to get organised and arrange their remortgage ahead of the festive period."
£6.7 billion worth of mortgages will mature in January – the second largest peak of 2022 – with forecasts suggesting mortgage rates will increase next year.
Ten-year fixed rates at 75% LTV are available from 1.94% with a £995 fee and £250 cashback or 2.06% free-free.
A seven-year fixed rate has been launched at 2.80% up to 85% LTV with a £495 fee.
New five-year fixed rates include an 80% LTV product at 1.61% with a £1,495 fee and a 95% LTV rate of 2.90% with no fee.
All products come with a free standard valuation
Ben Merritt, senior mortgage manager at Yorkshire Building Society, said: “These new deals will appeal to borrowers who want to get organised and arrange their remortgage ahead of the festive period.
“January is a significant month for remortgages but with it being a busy time of year there’s every chance sorting out a home loan falls down people’s priority list. Any borrowers due to remortgage at the start of the New Year could benefit from getting everything wrapped up before the year is out to avoid reverting to their lender’s standard variable rate and potentially paying more in interest.”


