HSBC announces further mortgage rate reductions of up to 0.30%

The rate reductions offer support to first-time buyers, home-movers and those seeking to remortgage.

Related topics:  HSBC,  Mortgage rates
Rozi Jones | Editor, Financial Reporter
8th May 2026
HSBC

HSBC UK has reduced rates across its mortgage product ranges by up to 0.30%.

Two-year tracker rates are down by 0.30%, starting from 4.09% at 60% LTV and 4.44% at 85% LTV. Products come with a £999 fee with £350 cashback for energy efficient homes, increasing to £500 for first-time buyers.

In HSBC's purchase range, five-year fixed rates now start from 4.49% at 60% LTV with a £999 fee, reducing to 4.46% for the Premier rate.

For remortgage, two-year fixed rates are down to 4.69% at 60% LTV with a £999 fee and 4.94% fee-free. At 75% LTV, a two-year fix has reduced to 4.99% with no fee. All products come with £350 cashback for energy efficient homes.

In the bank's buy-to-let remortgage range, two-year fixed rates at 60% LTV now start from 4.64% with a £1,999 fee and 4.97% fee-free, with Premier rates from 4.59% and 4.92% respectively.

In addition, buy-to-let remortgage two-year tracker rates are also down by 0.30%, available from 4.33% at 60% LTV and 4.59% at 75% LTV with a £1,999 fee.

 

More like this
CLOSE
Subscribe
to our newsletter

Join a community of over 30,000 intermediaries and keep up-to-date with industry news and upcoming events via our newsletter.