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Molo has also strengthened its semi-commercial proposition, with the introduction of a new two-year fixed rate.

The gap gets even wider with London excluded - with a house being 2.3 times the price of a flat.

The cuts follow similar rate reductions announced earlier this month covering over 50 products within the lender's premier range.

Interest-only mortgage stock has reduced by 81% in number and 65% in value since 2012.

Nomo provides Shariah-compliant residential and buy-to-let property finance to GCC residents.

Nathan Reilly, chief customer officer at Twenty7tec, explores how technology is becoming a more important part of helping advisers manage changing market conditions.

The average monthly rate of UK house price growth in April was 0.7%.

Lewis has more than a decade of experience in financial services through roles at Handelsbanken and National Australia Bank.

The value homeowners place on human advice over digital alternatives remains firm. 

The value of new business increased by 29% year-on-year.