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The addition of Norton Broker Services to the panel aims to provide brokers with access to Scroll Finance’s specialist lending solutions.

The buy-to-let lender has cut five-year fixed rates and launched new product options, including two-year product transfer trackers.

Geopolitical tensions, cost of living and affordability issues are making mortgage borrowers cautious, the survey found.

The rate reductions cover products for first-time buyers, home-movers and buy-to-let borrowers.

Offa has appointed a BDM for the Midlands and North and a business development support officer.

The lender has also reduced rates across selected specialist and standard fixed rates.

First-time buyer rates have seen the largest reductions.

Consumer Voice believes consumer redress has been minimised in order to protect lenders.

Brokers need to recognise cyber risk as a core part of their advice process, not just a technical issue, UK Finance’s Adam Avards warned at the Building Societies Show.

The lender has launched a new 55% LTV buy-to-let product and enhanced interest-only flexibility for residential borrowers.