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Typical mortgage payments have climbed by nearly half in the last five years. 

Buying intentions have also rebounded, with 52% of landlords intending to purchase new rental properties in the next 12 months.

Allica can now lend against a broader range of assets.

Rates have seen reductions of up to 0.15%.

Built around broker needs, the platform streamlines the full lifecycle from application to completion.

Buyers in London and the south of England are benefitting most from static house prices and lower mortgage rates.

The appointment coincides with the lender's expansion into the commercial and semi-commercial market.

The aim of the network is to champion diversity and cross-industry collaboration.

The range allows large portfolios to be consolidated under a single loan at a lower annual rate.

Products are available up to 80% LTV for purchase and remortgage.