All Mortgage Stories

Nationwide’s lowest rate now 4.50% for new and existing customers looking to move home.

Working in Mortgages initiative calls on colleagues across the sector to share their experiences by taking part in the 2026 ED&I Viewpoint survey.

The lender has reduced rates by up to 0.20% and introduced new fee options.

The lender has also made a number of residential criteria enhancements targeted at borrowers with complex income streams.

76% say being self-employed makes it harder to get a mortgage and 0ver a third don’t know what deposit they would need to buy.

The buy-to-let lender has cut five-year fixed rates and launched new product options, including two-year product transfer trackers.

Geopolitical tensions, cost of living and affordability issues are making mortgage borrowers cautious, the survey found.

The rate reductions cover products for first-time buyers, home-movers and buy-to-let borrowers.

The lender has also reduced rates across selected specialist and standard fixed rates.

First-time buyer rates have seen the largest reductions.