The changes would allow lenders to provide personalised information to a consumer without triggering the need for regulated advice. 

The Society launched its shared ownership range in December 2024.

Ifthikar Mohamed, co-founder of MortgagX and Wis Mortgages, explores how mortgage brokers can utilise AI to stay competitive and efficient in the face of substantial change.

The improvement is down to a slight uptick in wages and a reduction in mortgage rates.

The Society has also introduced several enhancements across its foreign national and expat mortgage range.

Perenna will see its £200 million warehouse renewed until July 2026.

Loans can be offered up to 133% of current rental payments.

Rates have reduced by up to 155 basis points across Kensington’s core and prime buy-to-let ranges.

Additional borrowing can be accessed for home improvements, debt consolidation, shared ownership staircasing, and more.

Trudy Woolf, director of lender services at e.surv Chartered Surveyors, says the development of brownfield, greyfield and greenfield sites presents potential issues for lenders that...