All Mortgage Stories

Small discrepancies or missing information could lead to a higher risk of cases being declined.

The lender has increased flexibility on benefits income for affordability, relaxed requirements for later life lending and enhanced AVM rules for second charge loan applications.

The buy-to-let lender now offers fixed rates across standard, specialist, expat, holiday let, product transfer and refurb-to-let exit.

The regulators propose that lenders should have flexibility to determine their own individual high LTI lending strategies.

Laura Sneddon, sales and distribution director at Hinckley & Rugby for Intermediaries, explores how broker support and lender flexibility can make a real difference for buy-to-let...

The FPC warned that sustained increases in mortgage rates and energy prices would put increased pressure on household finances. 

Aimie Jo Shutt, national key account manager at Santander, explains how lenders can demonstrate integrity and give confidence that they sit firmly behind brokers in times of...

Anna Lewis, commercial director at Castle Trust Bank, says advisers who understand Making Tax Digital rules will be better placed to support landlord clients, spot where extra...

IMLA’s new chair, Jonathan Stinton, highlights the adaptability of the UK mortgage market in his first keynote speech.

Transaction levels were 7% up on January and the highest since March 2025, before the war in Iran sparked market uncertainty.