All Mortgage Stories

Geopolitical tensions, cost of living and affordability issues are making mortgage borrowers cautious, the survey found.

The rate reductions cover products for first-time buyers, home-movers and buy-to-let borrowers.

The lender has also reduced rates across selected specialist and standard fixed rates.

First-time buyer rates have seen the largest reductions.

The lender has launched a new 55% LTV buy-to-let product and enhanced interest-only flexibility for residential borrowers.

Grant Hendry, director of sales at Foundation, says turning portfolio clients into repeat business is less about doing more, and more about doing things once, and doing them well.

Yorkshire and the Humber was the English region with the highest house price inflation.

The lender is increasing maximum loan sizes across various LTV bands for experienced landlords.

The changes apply across 15 core products, including both standard and AVM options.

The Society has announced an updated journey within its broker portal.