Zouhair previously managed regional sales across the South East and South West of England.

Zouhair previously managed regional sales across the South East and South West of England.
The lender has reduced rates across its range by up to 0.15%.
The changes include a higher LTI cap and a reduction in the minimum trading period.
The panel has launched with six broker firms.
The rate reductions span mortgages for both new buyers and existing homeowners.
Purchase and remortgage rates have benefitted from the rate reductions.
Purchase and remortgage rates have reduced by up to 0.19%.
Clydesdale has also introduced new fee offer products across its residential and buy-to-let ranges.
The lender has launched new remortgage rates from 3.83%.
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