The lender has introduced new product options and reduced rates.

Rates start from 3.45% with no application fee for SSC properties.

Purdy was a mortgage adviser before leading compliance and supervision in both mortgage networks and DA firms.

40% of Pepper’s new business now comes from customers without a CCJ or default.

Average LTVs on new mortgages are much higher in Scotland.

Virgin has trimmed residential and buy-to-let rates by up to 0.11%.

Rates have reduced by up to 0.16%.

JammJar automates CRM updates, fact-find completion, document handling and suitability notes.

Rates across the lender's new and existing customer ranges have reduced by up to 0.35%.

Rates now start from 4.89%.