All Mortgage Stories

Lending is based on vacant possession market value and not the standard 180-day figure.

The lender has launched new single dwelling, HMO and MUFB products.

Mannakee brings over three decades of experience to the role, with previous appointments at West One, Aldermore and Pepper Money.

The reductions also include the lender’s £5K Deposit Mortgage.

The Society has also announced rate reductions of up to 10bps.

The message for 2025: progress is real, but momentum must be protected and scaled.

CHL offers solutions across various property types, including HMOs, MUFBs, short-term lets and standard rental properties.

Part capital repayment and part interest-only mortgages can help locked-out buyers access homeownership sooner.

Northern Ireland remains the strongest performer by a wide margin.

Applications connected to certain higher risk countries may now be considered by the Society, subject to enhanced due diligence and MLRO approval.