The changes could enable landlords to borrow more when buying or remortgaging a buy-to-let property.

Tom Denman-Molloy, intermediary sales manager at Mansfield Building Society, says that given the ongoing affordability challenges faced by many borrowers, it is vital that lenders...

Ashley Pearson, head of intermediaries at Loughborough Building Society, says the challenges around mortgage affordability look set to remain in 2025 and beyond and explores the...

The regulator says it wants to "consider further improvements quickly".

The new tool offers brokers a quick and efficient way to determine affordability.

Borrowing capacity has been improved by up to 35% in some cases.

NatWest has increased its LTI caps to increase access to borrowing.

Rathi also confirmed that the FCA is "not anticipating any further mass redress events".

The government and FCA are considering relaxing mortgage affordability rules to boost first-time buyer lending.

Affordability remains most stretched in London and the South of England.