The deciding factor for 45% of landlords intending to sell is rising interest rates.

Landbay has also launched new standard two-year fixed rates.

The reductions apply to standard properties with LTVs of 55%, 65% and 75%.

Rates start from 1.49% plus Bank base rate.

Landbay has introduced lower LTVs and rates now starting at 4.39%.

Landbay is bringing its ICR requirements in line with the wider market for basic rate taxpayers to 125% from 140%.

Having launched a special edition limited range in early December 2022, the tranche sold out before Christmas.

The latest hike brings interest rates to their highest level since 2008.

Paul Brett, managing director of intermediaries at Landbay, discusses the opportunities for intermediaries to expand their buy-to-let knowledge to the more specialist parts of the...

The products are available for a limited time only on standard properties including new builds.