Related topic: First-time buyer

Simon Young, founder of Question.Marketing, outlines a short monthly check advice firms can run to find out what a buyer may already have been told before they speak to a broker.

The housing market has slowed as buyers delay moving plans, with sales agreed down 10.5% on last year.

Self-employed fixes up to 90% LTV and first-time buyer fixes at 95% LTV have reduced by 0.20%.

Today's buyers face mortgage costs almost identical to those seen 20 years ago.

The service ensures rental payments are recognised on their credit report, solving a long-standing inequality in the credit system.

The number of deals at 60% LTV fell to its lowest point since March 2024 yet deals at 95% LTV rose month-on-month.

The number of first-time buyer home loans in the top LTI bracket increased by 142.2% to 7,621 in the year to the end of June.

Prices are expected to start recovering from the second half of 2028, with average prices forecast to increase by 15.8% or £56,500 over the five-years to 2031.

The findings challenge the assumption that buyers always pay more for a new-build home.

In the latest of his 'Mythbusting' series with Financial Reporter, Harpal Singh, CEO at conveybuddy, says while there were positive announcements for first-time buyers in this year's...