The average first-time buyer deposit in England is £69,000 vs. £22,800 for shared ownership.

Bola Anike, mortgage and insurance broker at Elmgrove Financial Services, says lenders' strict criteria are locking first-time buyers out of the housing market.

Richard Harrison, head of mortgages at Atom Bank, says lenders need to go the extra mile in both embracing higher LTV lending and being more flexible around the source of deposits for...

Rob Oliver, distribution director at Dudley Building Society, says lender criteria around gifted deposits must reflect the real world, where older relatives are often a vital part of...

Buyer demand and agreed sales fall back into negative territory, with the sales outlook flat for the near-term.

The new 95% LTV deal is designed for buyers of affordable properties through the Discounted Market Sale scheme. 

Other criteria updates include changes around capital raising and simultaneous completion.

Patrick Bamford, head of international business development at Qualis Credit Risk, says the first-time buyer market is an environment which has shifted emphatically in recent...

89% of aspiring solo buyers feel it is important to reach this key life milestone independently.

The quality and finish of a property is now cited by 79% of buyers as an important consideration.