We spoke to Hamza Behzad, business development director at Finova, about which areas of the mortgage market are showing the most promise in 2025 and beyond, why lenders no longer need...

Trudy Woolf, director of lender services at e.surv Chartered Surveyors, says a surge in planning applications, supported by innovative policies and technological advancements, points...

The lenders are changing the application window from six months to four months.

Despite Bank Rate being reduced earlier this month, swap rates have continued to rise.

The Society has also introduced new first-time buyer products at 90% and 95% LTV.

Accord will now accept Universal Credit as a source of income when assessing affordability.

The lender has also reduced the minimum income requirement to £40,000 for customers seeking to borrow at 4.5x LTI and above.

More than a third of people declined for a mortgage were never referred to a specialist lender despite being eligible.

The landmark piece of legislation is set to reshape the private rental sector.

Mortgage submissions involving foreign income can be accepted, whether the applicant is an expat or a UK resident earning in a foreign currency.