Related topic: First-time buyer

Higher LTI ratios and greater product choice offset rising rates for first-time buyers.

The Society has cut 80% and 90% LTV rates and introduced new fee options to support borrowers with higher loan sizes.

The lender's income booster product will help expand borrowing power for first-time buyers in the region.

Over 90% of 18–34s surveyed were charged a broker fee, compared to 42% of over-55s.

Patrick Bamford, head of international business development at Qualis Credit Risk, says unlike in the pre-Budget period last year, there appears to be little reason for first-time...

The product is now also available on Skipton’s 100% Track Record Mortgage and shared ownership options.

52% of UK adults said they found saving money for a deposit to be the biggest barrier to buying a property.

Moneyfacts has cautioned that the notable minority entering the market with large deposits risks creating a two-tier market.

Continued improvement in affordability helped drive first-time buyer activity in 2025.

Would-be first-time buyers still aspiring to own homes, survey reveals.