Rates start from 5.45%.
Rates start from 5.45%.
The Society has cut rates ahead of the Christmas period to reflect current price competition in the holiday let sector.
Prices were still up 0.3% month-on-month, despite Budget uncertainty.
The Society has improved its affordability calculator, with up to 25% more borrowing power available.
Those looking for lower-cost leads can now buy the firm’s older leads at a more budget-friendly cost.
Mortgage borrowing fell from £5.2bn in September to £4.3bn in October.
44% of lenders say borrowers with complex needs are the most underserved group in today’s market.
Between Q2 2024 and Q1 2025 mortgage repayment became the dominant purpose for equity release lending.
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The change enhances affordability for borrowers with complex or non-standard income profiles.
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