Gross lending decreased significantly to £16.9 billion in April.

The transaction completed in partnership with Hinckley & Rugby Building Society and Muve.

The lender is now offering a sub-4% three-year fix at 65% LTV.

Market activity is holding up well following the end of the stamp duty holiday.

Rates start from 3.50% above the Bank of England base rate.

However, the more relaxed borrowing drives up house prices, the less impact there will be on transactions.

We spoke to Matt Kingston, sales director at Nottingham Building Society, about what products mortgage lenders should be offering for underserved groups, his predictions for the year...

The update includes the removal of application fees on core fixed rate residential products.

Despite the slower numbers, there are plenty of reasons to be optimistic, industry experts say.

The range features a bespoke remortgage deal with rates starting from 4.54%.