Patrick Bamford, head of international business development at Qualis Credit Risk, says the next few months might see a further uptick in first-time buyer demand as more would-be...

High living costs are impacting parents’ ability to help fund their children’s deposit, impacting three out of five (59%) first-time buyers.

Income Plus mortgages are available at up to 95% LTV and offer lending up to 5.5 times income.

Arrears numbers fell by 3% in Q3, more than reversing the modest increases seen in the first half of the year. 

24% of first-time buyers worry that mortgage rates won’t drop quickly enough for them to afford a loan.

In London, only 8% of homes for sale are set to be stamp-duty free for first-time buyers from April. 

Home mover sentiment has softened towards the end of 2024, but buyers remain positive about budgets.

Rates start from 4.99%.

20% say a fluctuating income means they’ve had to push back their property ownership ambitions.

68% of renters are eager to take on fixer-uppers to help get on the housing ladder, compared to 54% of home-owners.