The Mortgage Works announces further cuts to buy-to-let rates

The buy-to-let lender has reduced rates across its new business products.

Related topics:  Buy-to-let,  the mortgage works
Rozi Jones | Editor, Financial Reporter
17th November 2025
house rate block

The Mortgage Works is cutting rates on selected buy-to-let products by up to 0.20%. 

Available from tomorrow, a one-year fixed rate is down by 20bps to 2.49% with a 2% fee and a two-year fix has decreased by 18bps to 2.71% with a 3% fee.

Both products are available for purchase and remortgage up to 75% LTV.

In addition, a five-year fixed rate remortgage only product has reduced to 3.67% with a 3% fee, available up to 75% LTV.

For limited companies, a two-year fixed rate is down to 4.89% and a five-year fix has reduced to 4.94%, both available for purchase, remortgage and further advance up to 75% LTV with a £1,495 fee and free valuation.

A limited company five-year remortgage rate has decreased to 4.99% with a £1,495 fee, free valuation and free legals.

The latest round of reductions follows cuts of up to 0.30% across TMW's range earlier this month.

Joe Avarne, senior manager at The Mortgage Works, said: “We’re pleased to support landlords with some further rate reductions on selected mortgages from tomorrow.”

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